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What kind of coverage are we looking for?
Every request gets its own set of questions, so you only answer what actually matters for your quote.
Food & beverageKitchens, counters, and crowds all carry their own risks. These questions keep the quote realistic.Beauty & personal careHands-on services need liability that follows the treatment, not just the room.Retail & makersWhether you sell in a shop, at a booth, or online, we cover the product and the people around it.Trades & contractorsJob-site work is priced on what you do, how high you go, and who you hire.Cleaning servicesYou work inside other people's property, so care, custody, and control matters most.Fitness & wellnessInjury risk is the whole conversation here, plus how your space and waivers are set up.Events & entertainmentMost of this comes down to venues, gear, and the certificates organizers ask for.Professional servicesYour biggest exposure is advice and data, not slips and falls.Auto & transportationVehicles, drivers, and customer property drive everything in this class.Daycare & careCaring for people or pets brings requirements most other businesses never see.Single-family rentalsOne house, one lease — but the details still change your price a lot.Multi-housingApartments and multi-family buildings are priced on units, systems, and how they're managed.Strip centersMulti-tenant retail depends heavily on who your tenants are.Small portfoliosA handful of properties usually belongs on one coordinated schedule.Large portfoliosLarger schedules need layered limits and a real conversation. This gets us started.Boutique hotels & lodgingSmall hotels, inns, and B&Bs juggle guest property, food service, events, and seasonal swings.Houseboats & marineLife on the water has its own rules. These questions cover the vessel, the dock, and the people aboard.CDL & commercial transportationTrucking is priced on radius, cargo, and driver records. A few details get us to real numbers.Storage units & facilitiesSelf-storage brings tenant property, gates, and vacancy questions a standard property policy misses.Single-family homes & first-time buyersBuying your first home? We will walk you through what the policy actually needs to do — in plain language.Home & autoA few quick details about your home, vehicles, and family so we can shop the right personal coverage.